The Wellesley Mini-Bond

Invest in the success of our
unique business model

The Wellesley Mini-Bond offers investors the opportunity to be a part of the group’s ongoing success, by providing additional operating capital for business expansion, and to fuel further growth of the Wellesley Finance Plc property lending business.

The success of our unique Peer-to-Peer business model – where Wellesley Finance places its funds first into every loan it makes, and therefore those funds are the first to be exposed in the event of any loss – has brought rapid growth in recent years. To date, we have lent over £415m to property developers in the UK.

Wellesley Finance Plc operates in an exciting sector which traditionally has been dominated by the high street banks; we lend the money of our investors to carefully chosen borrowers. Our speciality is secured lending, presently within development finance and property. By investing in the Wellesley Mini-Bond issue, our investors are supporting a new and innovative British asset-backed lending company and, in return, receive an attractive rate of return on their investment.

Graham Wellesley
Chief Executive Officer, Wellesley Finance Plc


Mini-Bond
Investment Term
Annual Interest
(Paid Monthly)
Annual Interest
(Paid at Maturity)
1 Year
3.93%
4.00%
2 Year
3.95%
4.10%
3 Year
4.23%
4.50%
5 Year
4.68%
5.20%

The Wellesley Mini-Bond is not covered by the Financial Services Compensation Scheme (FSCS) and your capital is at risk. Wellesley Mini-Bonds are non-transferable and cannot be held within an ISA account.

Return Calculator

Select how you would like your interest to be paid:
 

* This figure is gross and all interest is paid net of basic rate tax calculated at 20%.

Please remember that your capital and interest is at risk if a borrower fails to repay.

If you choose to receive your interest at Maturity of your Wellesley Mini-Bond, this will mean that interest is rolled up and will be paid to you upon repayment or redemption of your relevant Wellesley Mini-Bond. By way of example, if you held a 4 Year Bond and chose to be paid interest at Maturity, and notified Wellesley of your intention to redeem your Wellesley Mini-Bond to take effect one year after the initial 4 year fixed-term, interest would be paid to you upon that redemption date (i.e. the 5th anniversary that your 4 Year Bond was issued to you).

Before you subscribe for any Wellesley Mini-Bonds, you should make sure that you fully understand the risks which are set out in the Invitation Document and you should determine whether the investment is suitable for you on the basis of all the information contained in the Invitation Document. In the event that Wellesley Finance Plc becomes insolvent, you may lose some or all of your investment. If you are in any doubt about the contents of the Invitation Document or the action you should take, you are strongly recommended to consult a professional financial advisor. Investment into Wellesley Mini-Bonds is not protected from loss by the Financial Services Compensation Scheme (FSCS).
The Wellesley Mini-Bonds are issued by Wellesley Finance Plc, a company incorporated in England and Wales with its registered office at 6th Floor, St Albans House, 57/59 Haymarket, London SW1Y 4QX. The information contained in this webpage which relates to Wellesley Mini-Bonds has been approved as a financial promotion for UK publication by BDO LLP, 55 Baker Street, London W1U 7EU (FRN: 229378) which is authorised by the Financial Conduct Authority to conduct investment business.